SIDBI Centre for Innovations in Financial Inclusion (SCIFI) was established through an agreement between two leading public institutions, SIDBI and IIM Lucknow on 18th July 2017. IIML SCIFI aims to nurture start-ups working on financial inclusion aided by technology (FinTech) by providing an enabling environment for growth of ventures. The incubator seeks to unlock the entrepreneurial potential of the Indian youth through capacity building measures and by mentoring of start-ups in the domain of financial inclusion.

Focus area:

In tune with Sustainable  Development Goals 2030 declared by United Nations and adopted by Niti Aayog in India, SCIFI, IIM Lucknow will focus on the following areas of the entrepreneurial efforts:

  1. Fintech/Financial Services
  2. Agri Tech/Agri Business
  3. Rural Livelihood
  4. Women Empowerment

In  a nascent ecosystem like the one that exists in UP, MP, Bihar. It would be better to widen the funel to reach more startups.

Support to STARTUPS

Well furnished Office Space

IIM Lucknow Faculty and Industry Mentors Connect

Nurturing Innovative Ideas & Creative Mindsets

Funding Assistance

National & International Level Capacity Building Workshops

Access to Financial and Industory Associations


Udhaar is a Micro Credit app for people underserved by banks and NBFCs

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Stock Market simulator and educational tool for beginners helping them to improve financial literacy about Stock Markets, analyse risk and learn to trade/invest in markets..

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Mobile based face to face payment platform using optical handshake technology to enable secure fund transfers even in the absence of internet connectivity.

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Financekaart has been conceptualized with a vision to serve lives of billions with the help of technology to provide access, choice & control of financial services..

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1Money digitises people without smartphones and without bank accounts by making their identity cards alternative to banks, cash, credit and debit cards..

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Fortax is all about demolishing your taxation barriers to a certain region.

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Pranam Kisan is a rural Agri-Fin Tech startup that aims to provide access to affordable and quality service to farmers in rural India.

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MediLoans is India's First Medical Financial Technology (Medi-FinTech) company which aims to revolutionize healthcare in India..

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Supported by



SIDBI Centre for Innovation in Financial Inclusion (SCIFI)

Indian Institute of Management, Lucknow, IIM Road, Prabandh Nagar, Off Sitapur Road, Lucknow (Uttar Pradesh) 226 013 INDIA